These Platform Terms (“Terms”) govern your access to and use of the cutGPT mobile application, website, and related services (the “Service”) operated by ZStack Capital LLC (“cutGPT,” “we,” “us,” or “our”). By creating an account, signing in, or using the Service, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.

IMPORTANT: THESE TERMS INCLUDE A BINDING ARBITRATION CLAUSE AND A CLASS-ACTION WAIVER THAT AFFECT YOUR LEGAL RIGHTS. THE REWARDS / “CUT” PROGRAM IS DISCRETIONARY, NOT WAGES, NOT A GUARANTEE, AND MAY BE CHANGED, WITHHELD, ADJUSTED, OR RESCINDED AT ANY TIME FOR ANY REASON OR NO REASON, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

1. The Service

1.1 Description. cutGPT provides AI-assisted chat and related features. The Service is funded in whole or in part by advertising and other commercial arrangements. Features, models, availability, pricing, ads, and reward mechanics may change at any time without notice.

1.2 No professional advice. Outputs are generated by artificial intelligence and may be inaccurate, incomplete, biased, or unsafe if relied upon. The Service does not provide legal, medical, financial, investment, tax, or other professional advice. You are solely responsible for how you use Outputs.

1.3 License. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your personal, lawful use. We may suspend or terminate this license at any time.

2. Eligibility and accounts

2.1 You must be at least 18 years old (or the age of majority where you live, if higher) to use the Service and to participate in any rewards or payouts. By using the Service you represent that you meet this requirement and have legal capacity to agree to these Terms.

2.2 You are responsible for your account credentials, devices, and all activity under your account. One natural person may maintain only one account unless we expressly authorize otherwise in writing. We may refuse registration, reclaim usernames, merge or delete accounts, or require identity or payment-method verification at our sole discretion.

2.3 You must provide accurate information (including PayPal email if you seek payouts) and keep it updated. We are not responsible for failed, delayed, misdirected, or unclaimed payments caused by incorrect information, PayPal limits, sanctions screening, or third-party processors.

3. Ads and the “cut” / rewards program

3.1 Nature of rewards. cutGPT may, in its sole discretion, allocate to eligible users a share of an ad-funded reward pool related to ads shown in the Service (“Rewards”). Rewards are a promotional / goodwill program operated by cutGPT. Rewards are not salary, wages, employment compensation, a trust, a deposit account, stored value, a security, or an entitlement. Nothing in the Service creates an employment, partnership, joint venture, or fiduciary relationship.

3.2 Not “tap to earn.” We do not pay you to tap, click, view, or engage with ads. Interacting with ads does not increase your Rewards. Any in-app balances reflect our internal allocation methodology, not a promise by Google, AdMob, Gravity, PayPal, or any advertiser to pay you.

3.3 Pending vs payable. Amounts labeled “pending” (or similar) are estimates or unconfirmed allocations and are not owed to you. We typically attempt to confirm prior-day activity on a schedule we choose (for example around 10:00 America/New_York on a subsequent calendar day), then may move confirmed amounts into a “payable” balance. Confirmation timing, methodology, caps, share rates (including referral boosts), network mix (AdMob, Gravity, or others), and display labels may change without notice. Pending figures can go down, be zeroed, or never become payable.

3.4 When you may get paid. If we elect to pay, we generally do so only from confirmed payable balances, only via PayPal (or another method we designate), only after you have provided a valid payout email, and only when your payable balance meets our then-current minimum (currently intended to be USD $5.00, which we may raise, lower, or remove). We currently intend a roughly monthly payout cadence for eligible balances, but cadence, batching, and timing are not guaranteed and may be delayed, skipped, or changed for any reason.

3.5 Sole discretion; rescission; clawback. TO THE MAXIMUM EXTENT PERMITTED BY LAW, CUTGPT MAY, AT ANY TIME AND FOR ANY REASON OR FOR NO REASON, WITHOUT LIABILITY TO YOU: (a) change, suspend, or end the Rewards program; (b) change share rates, caps, thresholds, networks, confirmation rules, or payout methods; (c) withhold, delay, reduce, reverse, cancel, or rescind any pending, payable, displayed, or previously credited Rewards; (d) require return of amounts already paid (including by offset against future balances or by demanding repayment); (e) deny payouts where we suspect fraud, abuse, policy violations, chargebacks, sanctions issues, duplicate accounts, automated use, misattribution, SDK spoofing, or data anomalies; and (f) treat any balance as forfeited upon account deletion, ban, inactivity, or termination. Our internal ledgers, logs, and reconciliations are conclusive absent manifest error determined solely by us.

3.6 Taxes. You are solely responsible for any taxes arising from Rewards. We may require tax information, withhold amounts, or refuse payouts where we believe we are required to do so. Receipt of Rewards may be reportable; we do not provide tax advice.

3.7 Referrals and promotions. Referral boosts, invite programs, and promotions are optional, may be capped, and may be revoked. Self-referrals, fake accounts, incentivized install fraud, and similar schemes are prohibited and may result in forfeiture of all related Rewards and account termination.

4. Acceptable use

You agree not to, and not to attempt to:

Violate any law, third-party right, or these Terms
Abuse, reverse engineer, scrape, or overload the Service, or interfere with ads, attribution, App Check, or fraud systems
Manipulate impressions, paid events, or earnings (including bots, emulators used to farm Rewards, click fraud, or spoofed SDK events)
Upload malware or content that is illegal, infringing, or that we reasonably find objectionable
Misrepresent your identity or PayPal / payout details
Resell, sublicense, or commercially exploit the Service except as we expressly allow

We may investigate suspected violations and take any action we deem appropriate, including content removal, balance forfeiture, payout denial, and account termination, with or without notice.

5. Your content and our rights

5.1 You retain ownership of content you submit (“Input”), subject to the licenses below. You represent you have all rights needed to submit Input and that Input does not violate law or third-party rights.

5.2 You grant cutGPT a worldwide, perpetual, irrevocable, royalty-free, sublicensable license to host, store, process, reproduce, modify, create derivative works from, analyze, and otherwise use Input and Outputs as needed to operate, secure, improve, and market the Service (including model/provider routing, safety, abuse detection, and ad contextual features where enabled), and as otherwise described in the Privacy Policy.

5.3 The Service, branding, software, and documentation are owned by cutGPT and its licensors. No rights are granted except as expressly stated.

6. Third-party services

The Service may rely on third parties (for example Apple, Google, Firebase, AdMob, Gravity, PayPal, analytics, and AI model providers). Their terms and privacy policies apply to their services. We are not responsible for third-party outages, policy changes, holds, fees, or decisions (including PayPal freezes or ad-network invalid-traffic determinations).

7. Suspension and termination

We may suspend or terminate your access, delete content, or close your account at any time, with or without cause or notice, including for suspected abuse or inactivity. You may stop using the Service at any time. Upon termination, your license ends and any unpaid Rewards may be forfeited as described in Section 3. Sections that by nature should survive (including 3, 5, 8–12) survive termination.

8. Disclaimers

THE SERVICE, OUTPUTS, ADS, AND REWARDS PROGRAM ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT REWARDS BALANCES ARE ACCURATE OR PAYABLE.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CUTGPT AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR REWARDS, ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT OF CONFIRMED REWARDS ACTUALLY PAID TO YOU BY CUTGPT IN THE THREE (3) MONTHS BEFORE THE CLAIM OR (B) USD $50. THESE LIMITATIONS ARE A FUNDAMENTAL PART OF THE BARGAIN.

10. Indemnification

You will defend, indemnify, and hold harmless cutGPT and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your Input, your use of the Service, your Rewards activity, your violation of these Terms, or your violation of any law or third-party right.

11. Dispute resolution; arbitration; class waiver

11.1 Informal resolution. Before filing a claim, you agree to email [email protected] and try to resolve the dispute informally for 30 days.

11.2 Binding arbitration. Except for small-claims court actions or claims for injunctive relief regarding intellectual property, any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by a reputable arbitration provider under its consumer or commercial rules, as applicable. The Federal Arbitration Act governs interpretation and enforcement of this section. Venue for arbitration will be in a location we designate in the United States, or remote if the rules allow, unless we agree otherwise.

11.3 Class-action waiver. YOU AND CUTGPT AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

11.4 Opt-out. You may opt out of arbitration within 30 days of first accepting these Terms by emailing [email protected] with subject “Arbitration Opt-Out” and your account email / user id. If you opt out, disputes will be resolved in the courts specified in Section 12, still on an individual basis to the extent permitted by law.

12. Governing law

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law rules, except that the Federal Arbitration Act governs Section 11. Subject to arbitration, exclusive venue for permitted court actions lies in state or federal courts located in Delaware, and you consent to personal jurisdiction there.

13. Changes to these Terms

We may modify these Terms at any time by posting an updated version at cutgpt.app/platform_terms (or a successor URL) and updating the “Last Updated” date. Changes are effective when posted. Your continued use of the Service after changes become effective constitutes acceptance. If you do not agree, stop using the Service.

14. Miscellaneous

These Terms, together with the Privacy Policy and any in-app disclosures we designate, are the entire agreement between you and cutGPT regarding the Service and supersede prior agreements on that subject. If any provision is unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them freely. Notices to you may be provided in-app, by email, or by posting on the Service. Apple and Google are not parties to these Terms and have no obligation to provide maintenance or support for the Service; to the extent required by app-store rules, they are third-party beneficiaries of provisions that benefit them.

15. Contact

ZStack Capital LLC
Brand: cutGPT
Email: [email protected]
Web: https://cutgpt.app

cutGPT Platform Terms